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Help Employees Prepare Better for Medical Expenses


Harvard University recently announced significant changes to the health-benefits program that their nonunionized employees currently enjoy. Beginning January 2015, high-deductible health plans and the use of health savings accounts will be implemented. The objective of this move is to enable the University and its employees to make pretax contributions to adequately fund and prepare for future medical costs that current health insurance plans may not cover.

High-deductible plans and health savings accounts seem like a new concept for many local and startup businesses, but many larger and more established enterprises have been using these tools for decades already to offer better healthcare benefits to their employees. And with the rollout of Obamacare, more and more companies are looking for ways to offer more than adequate financially-effective health benefits that go well with employer-sponsored health insurance.

Many reliable insurance agencies in New Jersey that are experienced in offering comprehensive employer-sponsored health insurance plans are also familiar and have worked with pairing health insurance with high-deductible plans and health savings accounts. Businesses can seek the help of these agencies to compare all available policies and determine their suitability towards additional healthcare benefits.

Moreover, enterprises can rely on insurance specialists for professional advice regarding healthcare insurance and additional benefits to better help them ensure that they can keep and satisfy their talented employees.


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